Today is January 20th and that means 20 days since I decided to try a ton of new things. I know on the last day of 2015 I poked some sarcastic remarks at people who decided to lose weight on that first day of the year. I honestly do believe that weight loss needs to start as soon as you feel that rock bottom moment. It needs to start whenever the time is right. I also do not feel that January 1st is the right time for 95% of the people that start snd therefore most of them fail.
I am not going to share about weight loss today. I’m going to talk about other aspects of my life that I decided to take control of when January 1st hit. Today I celebrate 20 days of meal planning and successfully budgeting using the envelope system! Tim and I wanted to take control of our finances and really feel secure in that area of our life. The reason I share this on my weight loss blog is because it is a lot like losing weight. You have to plan ahead, set some goals, practice a lot of self control and give yourself grace.
I have not been perfect with my money handling or my meal planning by any means this past month but I am definitely 100% better than I have ever been.
Here’s a little run down if what I have been doing in case you’re interested. Tim gets paid every other Friday and I get paid scattered in the middle of those weeks. The weekend that he gets paid, Tim and I set down and figure bills that are due during the next two weeks. We subtract that from the paycheck. That gives us the number of money left over to budget. Next we make a list of any possible expenses that might be due in the next two weeks like kids lunch money, new tires, haircuts, eating out, groceries or a shopping trip. I then divide what money is left into those categories. I sometimes will make a fun money category where we can both have $20 to spend on whatever we want. That gives us permission to buy something that we don’t necessarily need but maybe just want. If there isn’t enough money to go around then we need to prioritize.
After a budget has been established then I get my dry erase board, calendar, and list making materials and head to the kitchen. I take a quick inventory of what we have on hand and try to plan meals for the next two weeks. Then I make a grocery list based on what is needed to prepare those meals for the next two weeks only.
I am proud to say that I have done extremely well in not overspending and impulse buying. I even went grocery shopping with the kids Monday and we didn’t buy a single thing that wasn’t on the list! I was quite proud of us. Now granted, this isn’t nearly as rewarding as losing weight but it has made my household run much more smoothly. And I feel like Tim and I are finally united and working on it together.
Let’s hope I can continue to keep it up because it is ridiculously rewarding. I’ve been thinking of it like a game! I strongly suggest that you do your research and start planning in your own home. It reduces so much stress and anxiety for me. Hope you’re having a good snow day!